You will get the answer you are looking for in the photo
Study, and to further more ask questions when confused during a review
Personal growth and development are things that are gained and achieved through hard work and analyzing your life with attention to detail. Personal growth is when you find out more about yourself and you understand more of what you are then you did yesterday. The development can be spiritual, mental, or physical. It is just like personal growth.
A therme is contrasting concepts in a text