The transcontinental railroad impacted the indians bad since they had to give up their land in order for it to be in place
To avoid Primary Mortgage Insurance (PMI) ,you need to have the loan balance be 80% or less of the home value.Therefore,Tania needs to give a down payment of at least 20% of $135000
= 20/100 * 135000 = $27000
So Tania needs to pay $27000 down payment or more in order to avoid PMI( Primary Mortgage Insurance ).
Answer:
Upper egypt and lower egypt