I think their called the cabinet
I'm pretty sure the answer is D. poor working conditions, because people back then were very serious when it came to working, since they needed the money badly. All of the other answer choices are factors that led to the Great Depression.
The Loyalists were the people who remained loyal to the British Crown rather than were in favour of independence.
The Loyalist were on the average older and partially also richer: they were better established and therefore a change would be a risk for them. This was their reason: they were afraid of change and of loosing their position.
Answer:
personally i would choose answer choice C
Explanation: