Say b, initial price, + 20,000.
y, price after x years = m years + 20,000.
m would be negative because the price would decline after x years.
please provide an image that I can reference to properly answer your question
Answer:
Friend: 18; you: 54
Because you have much bigger chance
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I always find 10% of an amount , in your case I would then times the answer by 6. Half 10% and add them together- 10%=? 5%=? 60%=? 65%=?