Answer:
Knowledge and habilities of workers.
Explanation:
Human capital is people's education, health, skills, and talents, which can be applied at their jobs, thus improving their production and, therefore, the performance of companies.
This term is common in knowledge-intensive areas, where it is important to maintain, or continue to raise, human capital levels, through education and training. This is to stimulate economic growth.
A larger human capital means that a person can produce more and thereby also receive a higher salary. It is thus in the interest of individuals and nations to achieve a high level of human capital, through investments in education before working life and through experience and skills development during working hours.
The Federal Reserve is responsible for money related arrangement for the United States. Fiscal arrangement needs to do with controlling the supply of cash to either help the economy or moderate it. For this situation, the economy is not doing all around ok.
Germany I believe.....please let me know if I was right
That would be Stephan A. Douglas