Savings bonds are a type of debt security investments backed by the US government and their minimal term of ownership is 12 months, so if you received one just the day before you will not be able to cash it for at least that amount of time.
A <u>twist ending</u> is an unexpected way to end a story. It is when the author adds a last event which is completely different from what the reader was led to expect.
A <u>realization</u> is when the character(s) get(s) an insight that helps them understand something. The consequences on the character(s) and their life are often of a limited scope or short-lived.
An <u>epiphany</u> is stronger than a realization. It involves feeling, it's not merely factual. What the character(s) discover(s) or learn(s) enlightens them and permanently changes their life.
