In 1802, in response to Jefferson's request for authority to deal with the pirates, Congress passed "An act for the protection of commerce and seamen of the United States against the Tripolitan cruisers," authorizing the President to "employ such of the armed vessels of the United States as may be judged requisite.
Collateral. You can borrow money against a house or car, but if you default and don't pay it back you will lose the house or car, or whatever you used as collateral.
The answer might be a. depending on the place
