I believe the answer is: <span>fluid intelligence
</span><span>fluid intelligence refers to the form of intelligence that allow us to utilize our logic to solve the problem or identify the patterns that we never encountered before.
For most people, </span><span>fluid intelligence would peak when we enter middle age and would start to deteriorate from that point.</span><span />
Answer:
(1). Secured loans
Collateral is generally required for secured loans. Secured loan are those for which the borrower, along with a promise to repay, puts up some asset (collateral) as surety for the loan. A secured loan instrument simply means that in the event of default, the lender can use the asset to repay the funds it has advanced the borrower. The risk of default on a secured loans tends to be relatively low since the borrower has so much more to lose by neglecting his financial obligation. Secured loans financing is typically easier for most consumers to obtain. As this type of loan carries less risk for the lender, interest rates are usually lower for a secured loan.
(2). Higher interests rates.
People who get loans but are considered a risk to fully repay them, often get higher interest rate. Because the risk to the lender is increased relative to that of secured debt, interest rates on unsecured debt tend to be correspondingly higher. However, the rate of interest on various debt instruments is largely dependent on the reliability of the issuing entity. An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default.
(3). Higher total payment.
An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default. Lenders issue funds in an unsecured loan based solely on the borrower's creditworthiness and promise to repay. Unsecured loan has no collateral backing, It involves no security, Hence, If the borrower defaults on this type of debt, the lender must initiate a lawsuit to collect what is owed.
What is the goal of the National Strategy for Trusted Identities in Cyberspace (NSTIC)?
<span>----- To address the inadequacy of passwords</span>
Answer:
A hunting plan tells where and with whom you are hunting and when you expect to return. It also should contain specific directions on your route to your destination and any alternate destination you may have if bad weather changes your plans. Be sure to include your cell phone number and cell phone carrier.
