An introduction that states the thesis
A body that has one argument per paragraph and points of evidence.
And a conclusion that restates the thesis.
For some reason, it didn’t let me type an answer.
Answer: to say "Present" it is 선물
You wrote an incorrect question
A bank loan is basically like borrowing something from somebody . Say if you go into the bank to loan 1,200$ they will loan it to you and give you a long term period of time to pay them back. Hope this helps