I believe that the answer is “ they aren’t sufficiently brief” because the irony is that he’s expected to make brief summaries so since they aren’t brief then that’s irony.
Mia 's barrier to critical thinking is 4.<em>thinking that she is too smart</em>. She thinks herself to be that smart because of her intelligence performance- IQ- ; she has been evaluated with a much higher grade -145- than the average. As a consequence, she cannot understand - <em>she gets upset</em> - why she is asked to give an answer to her classmates' different or opposing ideas. She mistakes critical debates for questioning her intelligence; she thinks her 145 IQ is synonymous with the absolute truth.
1. Time is not correct because this is not a factor to be considered when debating critically.
2.lack of understanding. Mia undesrtands perfectly well the teacher's instructions. Her problem is not rational but emotional.
3.IQ philosophy. In fact, Mia 's intelligence has been measured using this IQ philosophy, but it is <em>her attitude</em> what works as a barrier for critical thinking.
Answer:Congress enacted the Community Reinvestment Act (CRA) in 1977 to encourage banks and thrift institutions to “serve the convenience and needs of the communities in which they are chartered to do business,” including low- and moderate-income (LMI) communities, and to do so in a manner “consistent with the safe and sound operation of such institutions.” The CRA requires each federal bank regulator, including the Federal Reserve, to evaluate the extent to which banks address the credit needs of LMI neighborhoods in their geographic markets. While research generally indicates the CRA has increased lending to LMI communities, the Act has been a source of debate since its passage.
Explanation: hope this answers your question.
