Answer:
1. Yo nunca _<u>HE TENIDO</u>_ (tener) problemas en mis viajes.
Explanation:
I have never had problems in my trips.
<em>Tener</em> is in infinitive, it means <em>to have.</em>
In this case you are refering to events in the past with continuity so you use the pretérito perfecto (past perfect) which is HE TENIDO.
That means that in the trips you have done over your life, there have not been any problems. The possibility of more trips in the future, and problems in them, is open.
Answer:
Deberias gastar menos dinero en entrentencion. Tambien ayudaria a ahorrar para el arriendo. Apaga la luz cuando no la usas para ahorrar dinero.
Explanation:
This is the answer. I don’t understand the last part you post