If I'm understanding you correctly (sorry, I'm new at this) It sounds like you are describing an accident that either didn't actually happen, or was minor compared to what could have happened. I would call this a "near miss" or "close call"
Explanation:
For example: I had a near miss today when a dog ran out in front of me.
Or: He had a close call when his foot almost slipped over the edge of the cliff.
Explanation:
Sir,
I wish to draw your attention towards the poor maintenance of roads and lights in our locality. The roads in our locality have not been repaired for a long time. There are pits and ditches on the roads everywhere. The condition of the road becomes all the worst during the rainy season. They cause road accident. At night people sometimes stumble down. Moreover, these pits provide breeding ground for the mosquitoes. Thus there is an outbreak of mosquitoes in the locality leading to the spread of malaria.
Besides, most of the street lights in our locality are out of order. Only a few street lights are functioning. It is darkness in the locality. It has caused a spurt in the incidence of crime in the area. People do not find it safe to go out of their houses with the prevailing of darkness. There are frequent incidents of chain snatching in the evening hours. Particularly ladies are unsafe in coming out of their houses in the dark. Snatching, burglary and theft have become the order of the day.
I, therefore, request you to kindly take necessary action to mend the ways so that people of the area have good roads and street lights.
Thanking you,
Answer:Ordinary people can act heroically in chaotic situations.
Explanation: This is the answer as it shows how ordinary people can save the day! And everyone should save the day!
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In a way i would prefer a question because how can you get the answer without given the question or visa versa. So if it would be question the explanation would be it helps you decides who,when,what,where........
And if it would be answer it would be answer helps you can elaborate to help you know more. hope this helps. i tried my best