1. A meeting, especially one that is unplanned, unexpected, or brief: a chance encounter in the park.
2. A hostile or adversarial confrontation: a tense naval encounter.
So number 1
Answer:
His insurance premiuns may be lower
Next time post the text cause I can’t see and I will help you send the link of your post with your picture of the problem
The order is heading, body, salutation, and signature.
