<u>Most liquid freshwater is found under the Earth's surface as groundwater or aquifers, while the rest is found in lakes, rivers, and streams, and water vapor in the sky. </u>
About 68% of freshwater is found in glaciers and icecaps such as in Greenland, the poles, and other glaciers. Another 30% is found in groundwater, which basically means aquifers. Only 1% of freshwater is found in surface water such as lakes, rivers, etc.