That would be a complete thought
 
        
             
        
        
        
Answer:
she will late if she arrived five minutes late
 
        
                    
             
        
        
        
Answer:
when the narrator claims that he is not insane but that he can simply hear what happens in heaven, on earth, and in hell.
Explanation:
 
        
             
        
        
        
In English, commas should be used within a quote, in order to separate it from the indirect speech, and before the quote, for the same reason.
Thus, this is the correct answer:
"I know you did it," the detective accused the murderer, "and I can prove it!"
"Please remember to watch the gap," the conductor warned.