Answer:
Forever-Mountain is the jovial antihero in Three Strong Women, a charming traditional tall tale from Japan. He's a mighty sumo wrestler on his way to the capital to wrestle before the emperor-huge, bold, and just a little too pleased with himself.
Explanation
The upcoming change is positive refers to the changing insurance carriers in the first sentence. The employers will have access to a new insurance coverage with probably more benefits.
Question: The phrase "this upcoming change" refers to:
Answer: D. A change of insurance carriers