Answer:
A. each state's Department of Insurance
Explanation:
There are five independent agencies that provide independent ratings of insurance companies' financial strength and claims-paying abilities. They are:
1. A.M. Best,
2. Fitch,
3. Kroll Bond Rating Agency (KBRA)
4. Moody and
5. Standard & Poor's
Each have a rating scale, rating standards, its own population of rated companies, and its own distribution of companies across its scale.
Answer:
They led to the independence of several European nations.
Explanation:
I would change certain laws that I thought were incorrect or unfair (though I would have to get permission from Congress first). Also, I would look at the people (citizen's of the US)'s view on things and I would help everyone to be somewhat satisfied. It would take a lot of work, however.
<span>These birds migrate winters in Canada it snows alot their and starts early so the birds go south to find foods water to bath in and swim since most the water sources freeze solid in Canada
hope this helps</span>
