They believe that a national bank would be more powerful than state banks. While the state banks were going bankrupt because they didn't have a solid backing from the entire U.S., national banks would be much more harder to go bankrupt because they were backed by the U.S.
"<span>It led to a large number of causalities on both sides" would be the best option from the list, since the war still dragged on although now with far more men involved, meaning more deaths.</span>