Different types of business banking services include:
Business loans.
Checking accounts.
Savings accounts.
Debit and credit cards.
Merchant services (credit card processing, reconciliation and reporting, check collection)
Cash management (payroll services, deposit
Answer: Political science here!
Explanation:
The REFERENDUM allows citizens, through the petition process, to refer acts of the Legislature to the ballot before they become law. ... The primary purpose of both is to give voters an opportunity to approve or reject laws either proposed or enacted by the Legislature.
A referendum (plural: referendums or less commonly referenda) is a direct vote by the electorate on a particular proposal or issue. This is in contrast to an issue being voted on by a representative. It can have nationwide or local forms. This may result in the adoption of a new policy or specific law.
Answer: Intergenerational Mobility
Explanation: Refers to the transition of individuals or groups from one stratum or social class to another. There are <em>two types of social mobility</em>: intragerational mobility, in which case we analyze the situation of individuals in a generation, that is, their position at the beginning and end of their careers; and intergenerational mobility, in which case we analyze more than one generation, trying to see, for example, whether individuals belong to the same social class as their parents.
Answer:
The Civil war ended with the defeat of the Confederacy by the Union and the Emancipation of enslaved people in the United States. This 'robbed' Southern Landowners of their means to free/ cheap labor and so they became innovative in order to keep free labor legally.
The primary way they did this was through Debt peonage which refers to making a person work for no pay in order to pay off a debt owed.
Some ways they got black freemen into Debt Peonage include;
Sharecropping
Black people would lease land from Southern White Land owners and in return would promise to give them a share of the harvest.
The landowners would give them tools, seeds and other things needed to farm but the cost of those would be added to the share of the harvest to give to the whites.
This meant that when harvests or prices were low, the blacks would get into debt with the whites which they would have to pay off in subsequent periods thereby potentially keeping them in perpetual slavery as they were not allowed to leave the farms until their debt was done.
Corruption
Sometimes State and local police would pick up black people for the most minor of crimes and charge them high legal and bail fees which could be paid off by a wealthy landowner if they agreed to work off the debt. Sometimes the documents relating to the debt would then be lost leading to the black people being unable to escape the system.
