A boiled egg is hard boiled, it is cooked. To beat an egg means to mix the egg yolk and egg white together while the egg is raw and in liquid form. The pun is that it would be hard to beat an egg which is already in solid form, because it is cooked. You can only beat liquid eggs.
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Making only the minimum payment on your credit card keeps your account in good standing and avoids late fees, but that's about all it does. It won't get you very far toward reducing your credit card debt.
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In my opinion the correct answer is option B