When calculating the Annual Percentage Rate, it is important to consider all the above.
Option d
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Explanation:</u>
APR provides for a clear view of the actual cost of the borrowing that one might undertake. It gives an annualized value of not just the interest charged but also include the fee(s), if any, related to the borrowing directly, giving a holistic view of the expense related with the borrowing.
APR on different types of borrowings is calculated differently. For instance, in calculating APR for a loan, the basic formula is:

The purpose of APR is to make the choice of the borrower easier and economically more feasible between whether he/she wants to go for the borrowing with higher fee and lower rate or higher rate and lower fee.
Answer:
Option B
Explanation:
Battle of Britain was won the Britain army and the Nazi army has to move back. This battle led to the survival of Great Britain. Also, the invasion of any kind by foreign people was blocked.
Hence, option B is correct
Answer:
The 13th Amendment made slavery completely illegal in the United States.
The 15th Amendment gives everyone the right to vote.
Explanation:
If these two Amendments weren't in play then the US would probably still look like the 1780s. So in my opinion, these two Amendments are the most important Amendments.