Capacity measures the borrower's ability to repay a loan by comparing income against recurring debts and assessing the borrower's debt-to-income (DTI) ratio. Lenders calculate DTI by adding together a borrower's total monthly debt payments and dividing that by the borrower's gross monthly income. The lower an applicant's DTI, the better the chance of qualifying for a new loan. Every lender is different, but many lenders prefer an applicant's DTI to be around 35% or less before approving an application for new financing.
If the total capacity of the basket is 24 to find 1/6 you divide 24 by 6 and get 4. 4 is equal to 1/6 of 24 which means Sandra can only bring 4 bananas.
