Answer:
Explanation:
They don't make enough money to make loans to just anyone. Their profit margin is not large enough, and if they make careless loans which default they will loose money that will be harder to replace. Not A.
Banks don't make loans to people who are going to default. Same reason as A. The answer is not B.
Why would depositors do that? If the interest rate goes down the cost of the bond securing the loan will go up. The banks are making more money either way and so in theory are the depositors.
That only leaves D.
The election of 1860 was one of the most pivotal presidential elections in American history. It pitted Republican nominee Abraham Lincoln against Democratic Party nominee Senator Stephen Douglas, Southern Democratic Party nominee John Breckinridge and Constitutional Union Party nominee John Bell. The main issue of the election was slavery and states’ rights. Lincoln emerged victorious and became the 16th President of the United States during a national crisis that would tear states and families apart and test Lincoln’s leadership and resolve The Civil War
English act of Parliament that recognized Henry VIII as the “Supreme Head of the Church of England.” The act also required an oath of loyalty from English subjects that recognized his marriage to Anne Boleyn.
Many African nations demanded that colonial governments grant them their independence.
The answer is b. conquest and diseases brought by Europeans changed the native American way of life forever.