<span>b. A service charge is a flat fee charged to a borrower, while finance charge is a fee charged based on the amount borrowed.
Service charges are standard charges assessed to pay for business costs; finance charges vary depending on the amount borrowed.</span>
A.) more factories and money
The North and the South had pretty equal army sizes during the war. The North had a big industrial industry during this time. The Confederacy had 1/9 of industrial capacity compared to the North at the start of the war.
Hope this helps.
National unions differed from local unions in that national unions represented the interests of laborers and workers from all over the country, as opposed to a specific region.
Congress does not seem very diverse. Examples might include:
• The 113th Congress has only one African American senator.
• The clear majority of both houses is male, through women make up almost half of the US population.
• Ethnic minorities only make up 17% of congress.
hope this helps
Explanation:
Because history gives us the tools to analyze and explain problems in the past, it positions us to see patterns that might otherwise be invisible in the present – thus providing a crucial perspective for understanding (and solving!) current and future problems.