Fair and Safe would be the answer to this one ol' chap'.
Luther was devoted to the Catholic Church during his early years, growing up with a Catholic education. His feelings of guilt over his own sins drove him to enter a monastery, following a path the church provided for devoting oneself to God.
During his years as a monk, he was trained in theology to become a faculty member at the University of Wittenberg. The more he studied the Bible itself, the more he saw differences between biblical teaching and the policies and practices of the Catholic Church. He began to protest against some of what he saw wrong in the church -- not wanting to break away from the church, but to correct problems.
The higher officials of the Roman Catholic Church reacted violently against Luther, excommunicating him and wanting to silence him and even put him to death. This solidified Luther's conviction that the Catholic Church was wrong, and he became more and more antagonistic against the officialdom of the Roman Church. He went as far as to declare the office of the pope as the Antichrist.
Basically as the banking system was in its nascent stages in Italian cities, such as Florence, there was the rise of a centralized wealthy urban class. Certain families such as the Medici rose to the fore. Their wealth dictated the frescoes and artworks in many parts of the cities in which they resided. They often competed to commission works of artists and underwrite the lives of such folk.
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As time went by these families grew to control such other worldwide operations as the Church of Rome.</span>
William Henry Harrison, governor of the Indiana territory