It is only generally accepted to use different verb tenses when writing it in mid-sentence is the events that you want to show or describe did not happen at the same time. This would clearly show the difference in the time on when the events occurred. The answer would be option B.
Answer:
The Narrator didn't believe Herbert at first because Herbert appeared to be very poor, and he thought he was not going to make any money off him.
Explanation:
The Foster Portfolio is about an investment broker who was called by Herbert Foster to look at his portfolio and manage it.
He went to Herbert's house for that purpose but was initially disappointed with the general lack of affluence of the household and its occupants.
According to the narrator "my business is handling other people’s money, and I have a great respect for money" and that he is "a salesman of good advice for rich people", so he couldn't see how he could help a man who appeared to be neither rich nor to have any money to speak of.
That was why he didn't beleive Herbert was in ned of his services.
In "the gift of the magi", the narrator, like a comfortable, old storyteller, explains and describes the fictional account of Della and Jim at Christmas time.
<u>Explanation:</u>
One of the ways in which O. Henry creates suspense and tension in the story "The Gift of the Magi" is by using what many story writers, including screen writers, which is called as "ticking clock."
Another way by which suspense is created in the story by the narrator is when Della got pair of tortoise shell combs as a gift, but didn't expect to receive them as a gift and she did not know whom did she get those from. So these were two situations of suspense in the story.