The individual mandate guarantees that insurance companies would not be altering their rates based on the current health of those who apply for insurance. Without this mandate, insurance companies raised rates for unhealthy people because there was a lack of healthy people paying for their own insurance so it would lead to only harming those who are sick.<span />
The main reason why some people hoped to establish utopian communities during the 19th century is because industrialization had led to widespread abuse of laborers, and many people thought it would be possible to create a more "perfect" society in which people worked together and were not mistreated.
Answer:
spirituals and blues i think
Explanation:
Is there any multiple questions
The first Englishman to attempt to colonize the New World was Sir Walter Raleigh.