This story would have been quite different if the husband had been the narrator, as the couple were opposites bound by love.
Explanation:
The original passage is in third person point of view so that the readers resonate with Mathilde.
The story wouldn't have been exaggerated much in some instances.
We would have understood the husband's struggle in finding the necklace.
The husband is someone who enjoys simple things in life which would be quite different from Mathilde's point of view- she placed value in luxury that she doesnt posess.