<span>The banks were handing out money that was uninsured and when the banks closed the people never got their money back. (That's why if you ever come across someone that was around during that time they don't trust the bank with their money so they always keep cash)</span>
The correct answer is D) increased speculation in the stock market.
One noteworthy change in the economy during the 1920s was "increased speculation in the stock market."
During this decade, the economy of the United States lived a great period known as the "Roaring 1920s." During this time, people abused credit to buy necessary and unnecessary things. Other people invested in the US stock exchange market, and speculation increased. This derived in the stock market crash of October 29, 1929, initiating a terrible moment in the US economy called the Great Depression.
The other options of the question were A) a stagnant stock market. B) decreased consumer confidence. C) decreased spending on discretionary goods.