Usually the protagonist and/or the antagonist.
100000000 im not sure tbh
One naight, on my way home from school my bus broke down as we came to a village, so the bus driver got us a sub bus while we stayed in the tavern with this lady named Esmeralda who fed us mac and cheese. Soon after the sun had completely set and we realized the bus wasn't coming, so the bus driver arranged for us to stay at the Hotel across the street from the tavern. The next day at around noon, the bus had finally arrived, but by that time we'd missed half the school day. Instead of making us go back to school in the same clothes we wore yesterday, the principal granted us all schoolleave to go home early for the day... but the bus broke down again.
Based on the excerpt given above, it can be inferred that:
She cares deeply for Jim, she is used to feeling short on money and she is happy in her relationship with Jim. That she care for Jim is made obvious by the way she save toward buying a gift for him and the way she talks about him. The part of the passage which reads, 'expenses has been greater than..........., shows that she is used to feeling short on money.