The constitution. "We the people, in order to form a more perfect union"
Answer:
The correct selection are as follows:
Direct election of US Senators by the people, not by state legislatures
Protection against consumer fraud
More government loans for farmers
Explanation:
All of the options listed are powers of the federal branch of government, granted under the Constitution, except "regulate elections," and "set up town governments," since regulating elections is mostly up to the state (although the federal government can technically intervene) and setting up town governments is a local issue.