The amount of time is 5 years
I believe the answer is The bank secrecy Act.
Prior to this act, the government cannot (under any circumstances) force banks to Record information about any transactions made by certain organizations/individuals.
This act force the banks to made the record if the amount surpasses $10,000 in order to prevent money laundering.
Varied should be your answer
Computation of intelligence quotient is mental age/chronological age (real age)*100.
Harvey is 8 years old (Chronological age)
4 years old (mental age)
=(4/8)*100
= 0.5*100
=50 intelligence quotient
Based on Binet's scale 70% and below belongs to the cluster of below normal IQ levels and Harvey is included in this cluster.