Because I love science fiction
Answer:
Credit is the ability to borrow money or access goods/services with the understanding that you'll pay later. So basically, credit is borrowing.
A credit card is a card which allows people to buy items without cash. Each card has a unique number. Using this number, the client can buy goods/services. The issuer of the card, then transfers the money to the seller.
The answer for this question is A. Ibo vs. Ibibio
Hope this helped;)