There can be many themes in novels, some bigger than others. There are many characters quite often, protagonists, antagonists, major, minor, etc. I'm not sure what resolution is but the answer is definitely B. Multiple settings. A novel does not take place in just one area, one minute, one time period, etc. Good luck!
Maybe you can talk about how women are discriminated against or like minorities or racism
Answer: Banks would be able to loan more money.
Explanation:
The Fed does indeed do this and it is called the Reserve Requirement. It is a percentage of deposits that banks are to keep with the Fed and it has the effect of reducing the amount of money that banks have available to loan out to entities.
The Fed sets the percentage that the banks are to keep with it and this enables them to use it as a tool to control money supply because they could increase or decrease it depending on how much they want banks to lend out.
Answer:
the setting, the characters' actions, and the characters' expressions
Hope that helps.