Answer:
a payment made by a beneficiary (especially for health services) in addition to that made by an insurer.
Explanation:
Central theme in the story :
Strict teacher way in educating his student.
The story tells about a teacher that often use corporal punishment such as caning to teach discipline to his student.
subject of the story is when a young boy is punished because rather than doing his homework himself, his father do it for him
Reference is the long term for ref
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