Answer:
Banks needed a source of emergency reserves to prevent the panics and resulting runs from driving them out of business. A particularly severe panic in 1907 resulted in bank runs that wreaked havoc on the fragile banking system and ultimately led Congress in 1913 to write the Federal Reserve Act.
The best event to show the destruction of the natural landscape after the west was settled was when the government allocated regions in the west for the American Indians. The Indians were given land to live on for life, these are called Indian reservations.
Answer:
A major reason for the formation of groups like the National Congress of American Indians was to show the Whites that lived East of them that they were not the "savages" that they were as depicted by the newspapers, and that they can adapt and become like the whites. On top of that, it was to give them a structural government to rely on in case the Americans wanted to deport them west. Of course, this did not work, as most, if not all, Native American tribes were deported west.