Answer:
Tom <em>has </em>finished the test.
We <em>have </em>met our new neighbors.
<em>Has </em>Kevin ever missed an English class?
I <em>have</em> never taken an online course.
<em>Have </em>you done your homework?
Explanation:
Past and present tense
Answer:
prejudice and narrow-mindedness
Markets exist wherever Buyers and Sellers exchange goods and services.