Payment history is by far the most important factor of your credit report. It's essential to pay your bills on time, every single time. Any late payment is going to have a significant effect on credit scores. Your payment history accounts for about 35% of a credit score.
Utilization, which is the balance-to-limit ratio on your credit cards, is the second most important criteria. You never want a balance to be higher than 30 % of the credit limit on a single credit card or in total. To determine your utilization rate, add up all of your balances and all of your credit limits and divide the total of your balances by the total of your limits. That percentage should not be more than 30% as a maximum. The lower the percentages, the better. It's ideal to pay your balances in full each month. Length of credit history, which is based on the length of time each account has been open andyour credit mix, which is the different kinds of accounts you have including mortgage, credit cards, auto loans, etc. Having a variety of credit types can increase your score slightly, but you should not apply for a number of accounts all at once to try to improve this element. Doing so will do more harm than good because of the next element.
Recent activity looks at how much credit you've received or applied for in recent months. Specifically, it will look at if you have applied for new credit in the past 3-6 months, new inquiries, and whether you are paying off accounts or taking on more debt.
Overall capacity, such as how much installment debt is outstanding.
If you get a credit score, it will list the risk factors that are most affecting that number. You should focus on those factors and address those issues on the credit report and your scores will take care of themselves.
The period saw major technological advances, including the adoption of gunpowder, the invention of vertical windmills, spectacles, mechanical clocks, and greatly improved water mills, building techniques (Gothic architecture, medieval castles), and agriculture in general (three-field crop rotation)
Answer:
The Triangle shirtwaist fire was one of the deadliest disaster in the history of industrial disasters.The disaster happened in the Greenwich village Near to Manhattan,New York city on March 25,1911.
As a result of this fire the Eye witnesses helped formulate the American society of safety Professionals on October 4,1911.
Explanation:
The fire took the lives of 146 people most of them were women and young girls mostly Italian and Jewish immigrants.
The fire started on the 8th and 9th floor of Asch building where the Triangle waist company that manufactured blouses for ladies called shirtwaist was located.The workers were unable to escape because all the emergency exits were locked at the time to avoid them having unauthorized breaks hence a lot of people ended up jumping.
New York times also suggested at the time that the fire was started by the owners of the industry Max Blanck and Isaac Harris to claim insurance.
The fire department arrived but they had ladders that reached only the 7th floor,
As a result of the fire the New York state legislature created factory Investigating commission to investigate industries and their conditions.
Answer:
Eisenhower desired a return to a peaceful and wealthy America with a simple way of life. Eisenhower was able to pull the United States of America totally out of their old lifestyles and into new ones.
Answer:
According to google "Summary of the Resurrection"
Explanation:
"The resurrection of Jesus, or anastasis, is the Christian belief that God raised Jesus on the third day after his crucifixion at Calvary as first of the dead, starting his exalted life as Christ and Lord." (wiki)