The Marine Corp is a separate service within the navy department. They are responsible for conducting a group of soldiers to fight in a war and also responsible for amphibious operations with the United States Navy. They are one of the best fighting forces in the world. They devote themselves to the support of naval and army operations on land, air and at sea.
According to the FederalReserve The proposed bank must first receive approval for a federal or state charter. Before granting a charter, the OCC or state must be able to determine that the applicant bank has a reasonable chance for success and will operate in a safe and sound manner.
Next, the proposed bank must obtain approval for deposit insurance from the FDIC. And in addition approvals are required from the Federal Reserve if, at formation, a company would control the new bank and/or a state-chartered bank would become a member of the Federal Reserve.
<span>All insured banks must comply with the capital adequacy guidelines of their primary federal regulator (Federal Reserve, FDIC, or OCC). The guidelines require a bank to demonstrate that it will have enough capital to support its risk profile, operations, and future growth even in the event of unexpected losses. Newly established banks are generally subject to additional criteria that remain in place until the bank's operations become well-established and profitable.</span>
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Race relations were impacted because Reconstruction witnessed the transition of more than 4 million enslaved individuals from slavery to freedom, the granting of citizenship and the right to vote for black men. It totally altered the social, political and economic landscape of the country.
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