Beinf financially responsuble means to pays your bills on time and use your money for needs more than wants. It's also responsible to budget and watch what you're using your money on. Set rules and terms for yourself and keep up with what your paying with what things you're buying.
Hoover supported voluntarism or individual voluntary efforts to assist others. He also encouraged other wealthy individuals to donate their money clothing or food to charity volunteer organization such as volunteers of America provided relief to millions of Americans during the depression.
Answer:
Refferred to encourage the black farmers to enjoin.