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Brut [27]
3 years ago
5

The use of collateral A. allows banks to charge higher interest rates on loans. B. makes it more costly for borrowers to take ad

vantage of their asymmetric information. C. makes it more costly for lenders to take advantage of their asymmetric information. D. has important tax implications for both borrowers and lenders.
Business
1 answer:
Marat540 [252]3 years ago
4 0

Answer:

The correct answer is B. The use of collateral makes it more costly for borrowers to take advantage of their asymmetric information.

Explanation:

In finance, a collateral or guarantee is a transferable asset or a surety, or even a promise of guarantee, used to cover the credit risk during financial transactions in the event that the borrower cannot meet his payment obligations.

A secured loan means a loan in which the borrower commits certain assets as a guarantee of credit, this the latter then becoming a partially secured debt for the creditor who made this loan.

The guarantee may consist of cash (pledge of cash account in retail bank, cash-collateral in investment bank) or securities.

Another form consists of a simple commitment: commitment by signature of a bank towards its client, promise of collateral or mortgage, letter of intent.

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Which best describes how the government sanctions technological monopolies? by creating the technology itself by prohibiting oth
Salsk061 [2.6K]

The answer is: by issuing a patent for the technology

Without patent for the technology, Existing large companies could not copy  the inventions made by smaller new companies and beat them in the market with sheer capital amount. Issuing patent provide opportunities for smaller inventors to enter the market.

5 0
3 years ago
What does rush shipping to boulder, co cost for orders less than $20?.
alex41 [277]

For order less than $20, some establishment offer a $4 rushed production option. Although some other establishment might offer different prices depending on the amount of order.

<h3>What is Rush Shipping?</h3>

Rush shipping or rush orders are purchase of goods that need to be taken care of or sorted out and delivered by a much sooner date. This particular date is not the standard date for the particular goods to be shipped but because of circumstances, they are delivered before the standard arrival due date.

Normally, using a rush shipping order is a special request and because of this the price might vary from the normal prices. They are special orders.  

Learn more about Rush Shipping here:

brainly.com/question/24920251

3 0
3 years ago
Which statement is an example of effectively managing diversity
SVETLANKA909090 [29]

The statement that shows an example of effectively managing diversity is that change the signs, brochures & the website that involved the other languages from the local government to the legal & illegal immigrants.

The following information is not relevant:

  • If there is an increase in the no of families that are the single parent so it does not decrease the health benefits.
  • In order to decrease workplace diversity, the company does not require  all employees to speak in English.
  • Companies does not recognize the Americans that shows poor demographic group.

Therefore we can conclude that the statement that shows an example of effectively managing diversity is that change the signs, brochures & the website that involved the other languages from the local government to the legal & illegal immigrants.

Learn more about the diversity here: brainly.com/question/1315537

8 0
3 years ago
The ________ is the part of the company that helps to recruit, hire, and appropriately compensate employees.
torisob [31]

The correct answer is - Human Resource Management.

The responsibility of hiring and managing the human resources of the company is taken care of by the Human Resource department.

Human Resource Management

  • It is one of the crucial parts of any company that helps in the management of the human resource that benefits the organisation.
  • It helps in staffing function. It recruits the human resource and then manages the existing human resource of the company.
  • It helps in providing orientation, basic training, takes care of remuneration and organisational policies.
  • It takes care of the training and development of the employees and also the disciplinary actions.
  • Besides all these, it also manages the grievances of the employees and resolve them.

To learn more about Human Resource, visit - brainly.com/question/20749711

#SPJ4

6 0
2 years ago
Hosley Corporation uses an activity-based costing system with three activity cost pools. The company has provided the following
Feliz [49]

Answer:

D) $123,000

Explanation:

Total Costs provided, based on activity based costing,

Wages and salaries =  $360,000

Depreciation = $100,000

Utilities = $120,000

Other activity cost pool sharing for the above 3 activities

Wages and salaries = 10% = $360,000 \times 10% = $36,000

Depreciation = 45% = $100,000 \times 45% = $45,000

Utilities = 35% = $120,000 \times 35% = $42,000

Total of other activities = $36,000 + $45,000 + $42,000 = $123,000

Final Answer

D) $123,000

3 0
3 years ago
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