Answer:
rates in the U.S. dropped to their lowest level since comprehensive records began in 1958
The answer is: Cities
Approximately, around 80% of united states population live in the cities. This happen because most of job opportunities that exist in united states (whether it's art, technology, or manufacturing) are located in the cities.
Because of this, even people who born in rural areas start to move to inner cities in order to find jobs and sustain their living.
Loaf is a verb when used in that context, it means to idle one's time away, typically by aimless wandering or loitering.
Answer:
the effects of living in a non-individual society would mean that it would not be possible to achieve the levels of material wealth needed for each to live individually with their needs and goals, without passing through a point where people don't get exploited