Personification is a figure of speech in which a thing /an idea is given human attributes.
Here instead of "you will pay the price", the author says "your lives will pay the price", using personification.
A.) Worker's compensation is the kind of insurance that is required by law for a business with employees.
It is an insurance that provides for the wage replacement and medical benefits to injured employees who were injured in the course of doing their jobs.
D. Word of mouth is the best type of advertising for an early childhood program.
It is better to advertise through word of mouth because people believe said advertisement to be truthful and credible.
key:
f/n = friends name
y/n = your name
Dear f/n,
I am writing you to inform you that I will be joining the ____ club at our school! I really like the whole concept of it, and maybe we could even join together? I just wanted to let you know in advance.
Kind regards,
y/n
(i don necessarily know why your sending this letter, so if you need anything changed, let me know!!)