No person shall be held to answer for a capital, or otherwise infamous crime, unless on a presentment or indictment of a Grand Jury, except in cases arising in the land or naval forces, or in the Militia, when in actual service in time of War or public danger; nor shall any person be subject for the same offence to be twice put in jeopardy of life or limb; <u><em>nor shall be compelled in any criminal case to be a witness against himself</em></u>, nor be deprived of life, liberty, or property, without due process of law; nor shall private property be taken for public use, without just compensation.
To answer your first question a car would be great to borrow money for to budget or manage you might get a loan too much loans though could get you in serious debt. and lastly you probably should get a job.