Cheapskate=Stingy
If someone is stingy,they are greedy/heartless and will not give no matter what.
So basically,here's an example...
You:I need help with (Insert whatever here) but I need (something else to go here,can you help?
The Opposing person:Of course not,I don't give anything to anybody,not even if they give to me,I'm not a giving person,i'm stingy and greedy,so move along (Of course they won't say it in exact words but it's similar)
Agreed with guy above thanks
Answer: external: Lindo vs. Meimei.
Explanation: in a written work, a conflict is a struggle between opposite forces, usually it is between a character (the main character or a very important one) and himself (internal conflict) or society or another character (external conflict). In the given excerpt we can see a discussion between Lindo and Meimei, this is an example of external conflict, because it is between two characters.
Just say your point of view agreeing As if they where saying what choices do you do today will affect your future if you want me to I can write it for you :D