Of course Islam encourages and supports the development and creativity if you read the holy Quran you will see a lot of verses that we must think to understand the world around us. The miracle of the Quran was in the science that it introduces. Every day we saw and understand the miracles in the Quran. Islam is the religion of science and we know that the muslim who offers what serves humanity not only muslims will has the greatest reward from Allah. The problem not in Islam it's in the modern muslims.
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It was more urbanized and attracted many more European immigrants. The northern economy was more diversified into agricultural, commercial, manufacturing, financial, and transportation sectors. In contrast, the South had smaller and fewer cities and a third of its population lived in slavery.
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Answer: A hard money loan is simply a short-term loan secured by real estate. They are funded by private investors (or a fund of investors) as opposed to conventional lenders such as banks or credit unions. The terms are usually around 12 months, but the loan term can be extended to longer terms of 2-5 years.
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Scribes were people from Ancient Egypt that learned to read. Scribes were usually men and were very important people during this time. Only around 1 out of 100 Egyptians could read and write so they were needed.
Scribes were not in charge of making the laws. Scribes recorded them with writing them but they were not the people who created the laws.