Because skydiving is more of risk to Rudolph life, meaning if something happens the life insurance would pay for anything that would happen to him.
its like car insurance. a jeep costs more because it can flip easy, and its meant to go anywhere and is more likely to get banged up in the mountains, ect <span />
Ethnicity is mostly based upon the geographic location of one's ancestors, but it should be noted that this is a complex topic and there are other factors as well.
The two main problems that the settlers of Virginia face was an inability to properly farm to the extent where they had enough food, and hostile Native Americans, whose patience had run thin with the settlers who were always trying to expand their settlement.
