Ebenezer Scrooge is the protagonist (main character) of ‘A Christmas Carol’. He is a banker or ‘moneylender’ of sorts who owned his own ‘counting house’ alongside his late business partner Jacob Marley.
In the opening of the novella, Scrooge is presented as a miserly and misanthropic (someone who dislikes other people) businessman with a strong aversion to Christmas and the society around him in general. :)
I hope this helps
B because it gives a commentary view on the situation
They can't pass the exam unless they "study" hard.
The perspective is 3rd person, as they use names instead of words such as “me, I, mine, etc.