Ponyboy was wishing that he was better and braver with the girls
Internal conflict would be Rosa’s situation (because she is practically mentally fighting with herself, because one side of her is telling her to do the work while the other side is telling her to go shopping, resulting in a dilemma about what to do even though she knows that the first decision would be right) and Gina’s situation (one side of her is leaning towards tearing the paper while the other side of her is pulling her towards getting the treatment, also causing a dilemma even though she knows the right decision would be the latter).
It could be 2 answers. Either 'In fact" or "In other words"
Pick the one that sounds better to you