Answer:

Step-by-step explanation:
This shows the correct way to use the <em>Associative</em><em> </em><em>Property</em><em> </em>because there are GROUPING SYMBOLS wrapped around UNIQUE parts of each expression, and STILL gets the exact same result.
I am joyous to assist you anytime.
the answer is $415.80 less in life insurance than straight life.